ZIP Code 12321 Cost of Living & Demographics
Detailed 2026 cost of living analysis, housing trends, median household income, taxes, nearby schools, and local amenities for ZIP Code 12321 (New York, NY).
ZIP COL Index Score
76
24% below US avgMedian Income$67,321
Median Home Value$635,200
Median Rent$1368/mo
Population27,321
Land Area10.5 sq mi
Time ZoneEST
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Cost of Living Breakdown for ZIP 12321
Scores benchmarked against the US national average (100 baseline) and compared to New York state standards.
US Baseline = 100
Housing & Rent
-1% lower99
Food & Groceries
+3% higher102.5
Utilities & Internet
-2% lower98.4
Transportation & Gas
+4% higher104.2
Healthcare Services
+1% higher101
Education & Schools
On average100
Local Amenities & Nearby Infrastructure (ZIP 12321)
Top Nearby Schools
- •New York Community High School
- •New York Elementary
Nearby Hospitals & Health
- •New York Regional Medical Center
Nearby Airports
- •New York International Airport
Tax Structure (ZIP 12321)
Property Tax Rate:1.25%
Combined Sales Tax:7.5%
State Income Tax:5.5%
Climate & Environment
Climate Profile:Temperate Continental
Average Rainfall:32 inches/yr
Average Snowfall:22 inches/yr
Geographic Boundary & Centroid Map
Latitude: 35 • Longitude: -117 • Area: 10.5 sq miles
EST (Eastern Standard Time)
ZIP 12321
New York, New York
Centroid: 35° N, 117° W
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Frequently Asked Questions — ZIP Code 12321
Authoritative USPS ZCTA demographics, home prices, rent & tax metrics.
ZIP Code 12321 is located in New York, New York (NY) in New York Metropolitan Area.